(Money Magazine) -- You're rushing to drop the kids at school, fumbling with coats and lunch boxes, when you get the call. Mom's had a fall, and she's in the E.R. Your dad is panicked and asking you to come home, now. -- But "home" is 1,200 miles away, and the last-minute flight, plus the home health aide you'll have to hire, will set you back $1,500 at least. -- And, oh yeah, you're scheduled to give a major presentation to your biggest client this afternoon. You're worried about your mom, your dad, your kids, your boss and how in the world you're going to pay for it all. -- Welcome, boomer. You're not just part of the sandwich generation - you're part of a triple-decker club with all the trimmings.